Underwriting and Investment

• Use Climate Price™ valuations as an independent input for loan-to-value ratio and PMI / MIP calculations
• Calibrate insurance premiums according to the Resilience Index™ risk, vulnerability and readiness scores under multiple climate scenarios
• Strategize capital allocation to asset management arms leveraging data and analytics
• Incorporate your data and models with Climate Alpha’s wide data lake for enhanced risk forecasts
• Segment policies by time horizon, property type, RCP scenarios and geographies of highest risk accumulation
• Minimize exposure to ‘climate sub-prime’ lenders while steering clients into resilient geographies
• Hedge against asset / liability mismatch through climate resilient portfolio construction
• Stress-test asset portfolios against extreme climate thresholds using our patent pending Scenario Forecaster™