Solutions for Insurance & Reinsurance

Price risk, finance opportunity

Climate risk models capture only first-order impact, not the effects of climate change in real-world contexts. Climate Alpha forecasts climate data with socioeconomic data and market variables in >1,500 datasets to go beyond the first-order effects of physical climate hazards.

Underwriting and Investment

  • Use Climate Price™ valuations as an independent input for loan-to-value ratio and PMI / MIP calculations
  • Calibrate insurance premiums according to the Resilience Index™ risk, vulnerability and readiness scores under multiple climate scenarios
  • Strategize capital allocation to asset management arms leveraging data and analytics
  • Incorporate your data and models with Climate Alpha’s wide data lake for enhanced risk forecasts
  • Segment policies by time horizon, property type, RCP scenarios and geographies of highest risk accumulation
  • Minimize exposure to ‘climate sub-prime’ lenders while steering clients into resilient geographies
  • Hedge against asset / liability mismatch through climate resilient portfolio construction
  • Stress-test asset portfolios against extreme climate thresholds using our patent pending Scenario Forecaster™

At a glance:

Climate Alpha scenarios generate weighted risk scores and price forecasts. Calibrating premiums in line with our Climate Price models can result in ~100% additional revenue.

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Let us know who you are

I am a home buyer or seller

Climate Alpha HOMES

Enter your property data to see how climate change will impact its future value
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I am an investor

Climate Alpha PRO

License access to our multiple products on our cloud-based enterprise platform
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I am a
government official

Climate Alpha CITIES

Look up your city’s unique combination of Resilience Index™ scores to assess preparedness for disruptions and benchmark nationally
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